Analyst – Credit

Profile:

Key Responsibilities:

• Engage with sales representatives for customers financial and credit related information.
• Compute financial ratios to evaluate customer's financial status.
• Analyse customer's credit information and financial data to determine the degree of risk involved in extending the credit.
• Evaluate customer records and make appropriate credit recommendations aligned with current risk appetite of company.
• Prepare credit applications, inclusive of credit analysis and summaries of credit facility requests and submit to relevant credit authority for approval.
• Monitor customer's credit worthiness and obtain periodical information of their financial and industrial environment and prepare credit review papers.
• Comply with, and stay abreast of, relevant policies and procedures in the processing of credit applications.

Candidate profile:

• Degree in Finance/Accounting or related fields
• At least 1 year relevant experience is preferable
• Adept with Microsoft Excel
• Oral and written communication
• Analytical Skills
• Attention to detail