Analyst – Payment Acquiring

Profile:

Key Responsibilities:

• Carry out appropriate due diligence on new merchants & partners by reviewing & verifying KYC documents and conducting background to ensure compliance with legislation, industry regulations and internal policy and procedures.
• Applies in-depth and advanced analysis, risk management knowledge and judgement with a solid understanding of industry standards to determine merchant risk profile as established under the AML/KYC, industry standards and other internal procedures
• Liaise with Merchants & Control functions as necessary as part of the KYC process and merchant assessment.
• Maintain detailed records on merchants for second-level review. Prepare/writing up presentations/notes for various committees
• Ensure adherence to relevant internal/external policies, compliance and procedures (Company’s, Associations & Regulators)
• Demonstrate advanced proficiency in all underwriting processes and policies, and be able to communicate that knowledge verbally and in writing to other staff

Candidate profile:

• Min Degree in Banking, Risk management or any related field
• At least 2-5 years of working experience in Merchant Onboarding, Compliance, Risk or similar role
• Experience in merchant Due diligence and account management
• e-commerce and High-Risk Merchant Payments experience required
• Solid understanding of KYC, business models and corporate structures, payment services and products, and ability to assess risks associate with e-commerce activities
• Critical thinking, Organization & time management skills
• Excellent interpersonal and communication skills for presentation
• Good understanding of the payment ecosystem and payment processes
• Good Understanding of Payment acquiring products, system & integrations